Why travelers purchase Trip Protection Insurance
Trip protection is a combination of benefits which may include coverage for trip cancellation, trip interruption, travel delays, emergency medical, emergency medical evacuation, baggage protection, baggage delay and 24-hour emergency assistance services designed to give you peace of mind when you travel. Whether you are traveling in the United States or abroad, you can have peace of mind knowing that you have a travel protection plan. We offer a variety of products and plans from the top travel insurance carriers to meet all types of travel needs.
The Travel SE program is our most popular plan for domestic and international destinations. This plan provides coverage and benefits whether traveling on a cruise or a tour vacation abroad. Children under 18 are covered at no additional cost per eligible adult insured. Family extras such as movie rental, internet usage, and additional kennel fees caused by travel delay are included. Available to U.S. residents.Quote & Buy
provides the highest levels of benefits for the most discerning travelers. Cancel for Any Reason and Interruption for Any Reason benefits are included at no additional cost when the plan is purchased within 20 days of the date Your initial Payment or Deposit is received. This program provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide. Available to U.S. residents.Quote & Buy
When your travel needs call for a broad plan but cost saving takes priority, our signature worldwide trip protector is the answer. Worldwide Trip Protector, popular with families, features coverage for children at no extra charge when traveling with their related adult on the same plan. Available to U.S. residents.Quote & Buy
Worldwide Trip Protector Lite is our most affordable travel protection plan, offering basic coverage for budget-minded travelers. The plan is family friendly by including coverage at no extra charge for one child under 18 per related adult on the same plan, as well as one year job loss protection and terrorism coverage. If default and pre-existing medical conditions should be covered, move up to the Worldwide Trip Protector plan. Available to U.S. residents.Quote & Buy
Our strongest, most robust travel insurance coverage providing primary emergency medical expense plus many additional benefits. Trip Cancellation For Any Reason and Trip Interruption For Any Reason (which returns up to 75% of unused trip cost insured) are included in the base product if purchased within 21 days of initial trip payment and insuring all pre-paid trip costs. Available to U.S. residents.Quote & Buy
The Preferred plan offers more benefits and higher limits than the Essential plan. In addition to trip cancellation and delay, the Preferred plan offers coverage for one child (under age 18) per paid adult, accidental death and dismemberment coverage, trip interruption insurance worth up to 150% of the trip cost, baggage delay, medical and evacuation coverage and access to a 24/7 hotline for assistance. Cancel For Any Reason option available. Available to U.S. Residents.Quote & Buy
RoamRight's lowest-cost trip/flight cancellation policy provides basic Medical, Dental and Evacuation benefits without all the bells and whistles. One child (under 18) plan included with each adult plan purchased. Does not include AD&D coverage. Available to U.S. Residents.Quote & Buy
Perfect for family summer vacations. Provides coverage for trip cancellation, travel delays, lost luggage, medical emergencies and more. And kids are covered at no additional cost. Purchase within 15 days of initial trip payment or deposit and receive additional benefits of primary medical coverage, pre-existing medical conditions waiver and financial default protection. Available to U.S. residents.Quote & Buy
General coverage for budget-conscious travelers. Whether you are traveling for business or pleasure, overseas, or staying in the states, the Silver Level through Travel Guard is perfect for business travel and general travel with basic coverage amounts and access to 24/7 travel assistance service. Available to U.S. residents.Quote & Buy
A budget-friendly, comprehensive plan AXA Silver offers coverage for trip cancellation and trip interruption, baggage protection, travel delay, $25,000 for medical expenses, $100,000 for emergency medical evacuation. Available to U.S. residents.Quote & Buy
AXA Gold features coverage for trip cancellation and trip interruption, $100,000 for emergency medical expenses, $500,000 for medical evacuation and repatriation, travel delay, baggage protection, plus concierge and travel services. Available to U.S. residents.Quote & Buy
AXA Platinum offers coverage for trip cancellation and trip interruption, baggage protection, travel delay, $250,000 medical, and includes the pre-existing medical conditions waiver if purchase within 14 days of initial trip deposit.Quote & Buy
Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the United States) for five days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000 per person.Quote & Buy
Safe Travels USA Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling for five days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Available to non-U.S. citizens traveling to the United States.Quote & Buy
Trip Protection For Non-U.S. Residents & Non U.S. Citizens Traveling Outside Their Home Country and traveling up to 30 days. Including Trip Cancellation, Trip Interruption, Emergency Accident and Emergency Sickness Medical Expense, Baggage Protection, Personal Liability, Political Evacuation and more. Rates are based on insured trip amount and age. Available to non-U.S. Residents.Quote & Buy
Rental Car Damage Protector provides primary coverage for covered collision, loss and damage, along with 24-hour emergency assistance. For only $9 per day, you can be covered. Available to U.S. residents.Quote & Buy
Medical and emergency medical evacuation insurance for people traveling outside their residence country whose destination excludes the United States or its territories.Quote & Buy
You expect first-rate protection when you travel, and Patriot Platinum International® offers a complete package of international benefits available 24 hours a day. Providing up to $8 million medical coverage for U.S. citizens traveling outside the United States including additional enhanced benefits and services to meet your global needs.Quote & Buy
Medical and emergency medical evacuation for non-U.S citizens traveling outside their citizenship country from five days up to two years. Coverage range from $50,000 up to $1 million.Quote & Buy
Providing first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.Quote & Buy
Featuring optional war risk accident and sickness medical coverage, accidental death and dismemberment, travel assistance and much more. Available to U.S. Citizens traveling outside the United States or Non-U.S. Citizens traveling outside their home country, with no travel to the United States.Quote & Buy
The Diplomat America plan provides quality medical insurance for both U.S. citizens living overseas and non-U.S. citizens visiting the United States. If you are looking for top-quality medical insurance while you or a family member are visiting the United States, you have found the right plan.Quote & Buy
Trip Protection Insurance FAQs
What is trip protection?
Trip protection is a combination of travel insurance and 24-hour emergency assistance services designed to give you peace of mind when you travel. Whether you are traveling in the United States or abroad, you can have peace of mind knowing that you have a travel protection plan. We offer a variety of products and plans from the top travel insurance carriers to meet all types of travel needs.
What should I include when calculating the prepaid nonrefundable trip costs?
Nonrefundable costs include the total sum of all of your trip payments that would be forfeited due to cancellation prior to trip departure. Possibly cruise, tour, Eurorail, or airline ticket costs. Be sure to check with your travel coordinator to determine what costs are nonrefundable for your particular trip.
Credit cards and homeowner's policies?
Most credit cards don't provide trip cancellation or built-in medical coverage, nor will credit cards reimburse for inconveniences caused by travel delays. Your credit card may cover some costs associated with baggage delay or damage, but only if you purchased your trip with that credit card.
Won't my credit card, homeowner's policy, or domestic medical insurance provide coverage when I'm traveling?
Not necessarily. You should check with your credit card company, homeowner's insurance, and your health care policy benefits administrator before you travel to assess what they will cover in case you have an emergency.
Most traditional domestic health insurance plans limit coverage for out of country medical expenses to emergency-related costs, have high deductibles and co-pays for emergency treatment abroad; and don't cover out-of-country emergency medical transportation in cases of life-threatening illness where medical evacuation may be required. A medical evacuation, alone, can cost tens of thousands of dollars. Especially from overseas.