Written by: Dan Drennen, Director of Sales and Marketing
Published: Jan 4, 2016
O.E. from Massachusetts asks:
Our school class of 42 students and chaperones is going on a trip to the U.K. in June. With everything that has happened recently we want to be able to cancel for whatever reason we may have.
O.E. was in luck. Our Student Group Deluxe plan offers the Cancel For Any Reason (CFAR) option that would return 75% of an insured's trip cost should they cancel for a reason not listed within the standard policy trip cancellation reasons including anxiety, scared to travel, school board cancelling the trip, or a student’s parents not letting them go due to bad grades or disciplinary issues. In this case, the per-person trip cost was $1,093, and the premium paid per person for CFAR coverage was $61.50 (including the teachers and chaperones.)
To qualify to purchase and exercise the CFAR option the following rules must be met:
Your payment or deposit for this plan is received with or before the final payment for your trip; and
You have paid the travel supplier for the full cost for all nonrefundable trip costs for tour trip prior to tour cancellation of tour trip; and
You cancel tour trip 48 hours or more before tour scheduled departure
In addition to trip cancellation benefits beginning at 12:01 a.m. the day after plan purchase, while on the trip each person is insured for $25,000 of primary (first-payer) medical, $100,000 emergency medical transportation, $500 missed connection, $750 travel delay, $1,500 baggage, and $300 baggage delay.