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Visitors Care

Low cost - scheduled medical benefits plan that addresses the insurance needs of non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

Highlights:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Maximum Limits from $25,000, $50,000 or $100,000
  • Deductible Options from $0, $50 or $100
  • Coverage for Emergency Medical Evacuations
  • Return of Mortal Remains
  • Incidental Home Country Coverage
  • Optional Pre-existing Condition Rider
  • Minimum purchase of 5 days renewable up to 24 months
  • Freedom to seek treatment with hospital or doctor of your choice
  • 24 hour secure access from anywhere in the world to manage your account at any time

Who the plan is designed for:

  • Non-U.S. Citizens visiting the U.S. or traveling worldwide outside their home country
  • Parents and relatives visiting the U.S. or other international destinations
  • Recently arrived immigrants

Visitors Care plan benefits

Plan A - US $25,000 maximum benefit per life of plan

Inpatient Treatment

Max Benefit
Hospital Room and Board Up to US$825 per day, 30 day maximum per period of coverage
Intensive Care Additional US$400 per day, 8 day maximum per period of coverage
Surgical Treatment US$2,000 per surgical session
Consult physician US$350 per period of coverage
Pre-admission tests US$750 per period of coverage
Private duty nurse US$400 per period of coverage
Physician Visits US$40 allowable charge per visit, 30 visits per period of coverage

 

Outpatient Treatment Max Benefit
Surgical treatment US$2,000
per surgical session
Diagnostic x-ray & lab US$650 per period of coverage, (US$325 allowable charge per procedure)
Hospital emergency room 75% of URC to US$200
Prescription drugs US$150 per period of coverage
Physician visits US$50 allowable charge per visit, 10 visits per period of coverage

 

Miscellaneous Inpatient & Outpatient Services Max Benefit
Anesthetist 25% of surgical benefit
Assistant surgeon 25% of surgical benefit

 

Other Coverage Max Benefit
Ambulance US$250 per period of coverage
Dental for accident to sound natural teeth US$350 per period of coverage
Physiotherapy US$25 per visit per day, 12 visits per period of coverage.

Plan B - US$50,000 maximum benefit per life of plan

Inpatient Treatment

Max Benefit
Hospital Room and Board Up to US$1,400 per day, 30 day maximum per period of coverage
Intensive Care Additional US$660 per day, 8 day maximum per period of coverage
Surgical Treatment US$3,300 per surgical session
Consult physician US$450 per period of coverage
Pre-admission tests US$1,100 per period of coverage
Private duty nurse US$550 per period of coverage
Physician Visits US$55 allowable charge per visit, 30 visits per period of coverage

 

Outpatient Treatment Max Benefit
Surgical treatment US$3,300
per surgical session
Diagnostic x-ray & lab US$800 per period of coverage, (US$400 allowable charge per procedure)
Hospital emergency room 75% of URC to US$300
Prescription drugs US$250 per period of coverage
Physician visits US$55 allowable charge per visit, 10 visits per period of coverage

 

Miscellaneous Inpatient & Outpatient Services Max Benefit
Anesthetist 25% of surgical benefit
Assistant surgeon 25% of surgical benefit

 

Other Coverage Max Benefit
Ambulance US$450 per period of coverage
Dental for accident to sound natural teeth US$550 per period of coverage
Physiotherapy US$40 per visit per day, 12 visits per period of coverage.

 


Plan C - US $100,000 maximum benefit per life of plan

Inpatient Treatment

Max Benefit
Hospital Room and Board Up to US$1,950 per day, 30 day maximum per period of coverage
Intensive Care Additional US$850 per day, 8 day maximum per period of coverage
Surgical Treatment US$5,500 per surgical session
Consult physician US$500 per period of coverage
Pre-admission tests US$1,100 per period of coverage
Private duty nurse US$550 per period of coverage
Physician Visits US$85 allowable charge per visit, 30 visits per period of coverage

 

Outpatient Treatment Max Benefit
Surgical treatment US$5,500
per surgical session
Diagnostic x-ray & lab US$950 per period of coverage, (US$475 allowable charge per procedure)
Hospital emergency room 75% of URC to US$550
Prescription drugs US$250 per period of coverage
Physician visits US$85 allowable charge per visit, 10 visits per period of coverage

 

Miscellaneous Inpatient & Outpatient Services Max Benefit
Anesthetist 25% of surgical benefit
Assistant surgeon 25% of surgical benefit

 

Other Coverage Max Benefit
Ambulance US$450 per period of coverage
Dental for accident to sound natural teeth US$550 per period of coverage
Physiotherapy US$40 per visit per day, 12 visits per period of coverage.

Eligibility information about this plan

Visitors Care is for Non-U.S. citizens traveling outside their home country.
Ages: All Ages
The Visitors Care plan is renewable (unless there is a break in coverage) for a total of up to two years. However, any one policy period may not exceed 12 months. Renewal periods can be for a minimum of 5 days up to 12 months. For each renewal, you will be charged a fee of $5 in addition to the premium costs.

Not available to residents of European Union countries.

Visitors Care Plan Documents

IMG Visitors Care Certificate of Insurance

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