Quote & Buy ExactCare Travel Insurance

Why travelers trust ExactCare


ExactCare® includes many comprehensive benefits including trip-cancellation and interruption, emergency medical evacuation, travel delay, and baggage protection. If you purchase ExactCare® within 15 days of making your first trip payment or deposit, additional benefits are included, such as a pre-existing medical conditions waiver, accidental death and dismemberment (common carrier air only, not all states), and financial default (bankruptcy) of your travel supplier. All ExactCare® plans come with 24/7/365 travel assistance, so you're never stranded. They can handle everything from medical referrals to restaurant reservations to pet services. ExactCare® may be exactly what you need.

The ExactCare plan includes the following coverages:

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Missed Connection
  • Baggage and Personal Effects Loss
  • Baggage Delay
  • Accident Sickness Medical Expense
  • Emergency Evacuation and Repatriation of Remains
  • Accidental Death & Dismemberment (AD&D)
  • Family Coverage 
    At no additional charge, the plan covers 2 children per paying adult, age 17 and under who are traveling with and related to the primary adult named on the enrollment form.

Optional Coverages
The following will be included if elected and appropriate costs have been paid.

  1. Car Rental Collision Coverage
  2. Emergency Evacuation Upgrade
  3. Medical Expense Upgrade
  4. Accidental Death & Dismemberment (Common Carrier Air Only)

Extra Coverages
When the insurance plan is purchased within 15 days of Initial Trip Payment

  • Pre-Existing Conditions Exclusion Waiver
  • Trip Cancellation/Interruption due to Financial Default
  • $50,000 Accidental Death & Dismemberment (Common Carrier Air Only)
  • Medical Expense (Primary)

ExactCare plan benefits

Maximum Benefit per person (all amounts in U.S. Dollars)

Trip Cancellation 100% of Trip Cost
Trip Interruption 150% of Trip Cost
Trip Interruption Return Flight Home $750
Trip Delay $1,000 / $200
Missed Cruise Connection $500
Baggage / Baggage Delay $1,000 / $200
Baggage Delay $250
Medical-Expense Benefit $25,000 ($500 Dental)
Medical Evacuation / Repatriation of Remains $500,000
24-Hour AD&D $10,000
Travel Assistance & More Included

Additional Coverage If the plan is purchased within 15 days of initial trip deposit.


Financial; Default Coverage Included
AD&D Common-Carrier Air Only $50,000
Waiver of pre-existing medical-condition exclusion Up to $30,000
Medical Expense (Primary) Included


Optional Coverage
The following will be included if elected and appropriate costs have been paid.

AD&D Common-Carrier Air Only Select up to $500,000
Car Rental Collision Coverage $35,000 ($250 Deductible)
Medical Expense Upgrade Additional $25,000
Emergency Evacuation Upgrade Additional $500,000

Eligibility information about this plan

Citizenship: All Nationalities
Residency: United States
Destination: Worldwide
Ages: All Ages

Coverages may not be available in all states. The product descriptions provided here are only brief summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. To view/download the policy, click here. Travel Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company; NAIC #22276

ExactCare Plan Documents

BHTP ExactCare Sample DOC

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