Credit card, homeowner’s insurance or health insurance may not fully protect you while travelling. Double-check your existing policies to determine what benefits you have and what occurrences would be covered.
Credit cards and homeowner’s policies may not provide sufficient coverage while travelling such as baggage loss or delay, trip interruption, delay or cancellation. Coverage provided through credit cards may be limited so it is a good idea to carefully review your card benefits prior to travel. Homeowner’s insurance may provide some coverage for any loss or damage to personal property; however this is dependent on your policy and you may be subject to a deductible.
Most health insurance plans only provide limited coverage for treatment outside of the health plan’s network and/or the U.S., in addition the plan may not cover the cost of medical transportation if needed, and these plans may be subject to a deductible.