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Diplomat America - Optional High Risk

The Diplomat America plan provides quality medical insurance. If you are looking for top-quality medical insurance while you or a family member are visiting the United States, you have found the right plan. There are five coverage options and eight deductible options to choose from. Issue periods available from 15 days to 12 months.

Travel medical insurance designed to cover Non-U.S. Residents traveling to the United States. This valuable protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travel. 

Diplomat America includes coverage for:

  • Hospital Room and Board 
  • Emergency Room and Intensive Care
  • Medical Expenses and Outpatient Medical
  • Emergency Medical Evacuation and Emergency Reunion  
  • Local Ambulance Services
  • Accidental Death & Dismemberment
  • Return of Mortal Remains  

Athletic Sports & Hazardous Activity Rider

  • Athletic Sports & Hazardous Activity Rider - Motorcycling, scuba diving, jet, snow, and water skiing, mountain climbing, sky diving, amateur racing, piloting any aircraft, bungee jumping, spelunking, whitewater rafting, surfing, and parasailing coverage. Participation in amateur, club, intramural, intercollegiate tennis, swimming, cross country, track, baseball, softball and golf sports only. All other sports must be approved in advance by the company.

Enhanced Political and Natural Disaster Evacuation Benefit
Increases the Political and Natural Disaster maximum benefit from $50,000 to $100,000.

Diplomat America - Optional High Risk plan benefits

Diplomat America
Maximum Benefits in U.S. Dollars
Hospital Room and Board Up To Policy Maximum for average semi-private room rate
Intensive Care Up to Policy Maximum
Medical Expenses Up to Policy Maximum
Outpatient Expenses Up to Policy Maximum
Local Ambulance Up To Policy Maximum
Emergency Room Up to Policy Maximum
Emergency Dental Treatment (Palliative) $100
Emergency Medical Evacuation and Repatriation $500,000
Political and Natural Disaster Evacuation $50,000
Emergency Medical Reunion $50,000 
Return of Mortal Remains $50,000
Return of Minor Child $50,000
Deductible Your choice of $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

After you pay the selected deductible, the plan Pays 80% of first $5,000 of eligible costs, then 100% to the Medical Maximum.

Accidental Death & Dismemberment $25,000 (Enhanced Benefit Amounts available)
Athletic & Hazardous Activity Rider  Available
Pre-Existing Condition Exclusion 24 months prior to the start date of coverage

Eligibility information about this plan

Diplomat America provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits and Travel Assistance to Travel Assistance to Non-US Residents. Coverage is available for 2 adults, any unmarried dependent children ages 14 days until their 18th birthday, or children traveling alone. 

  • Coverage is NOT available for citizens of Australia or Iran.

Medical Maximums: 50k, 100k, 250k, 500k, 1 million

  • (Age 60-69 = 50k, 100k, or 250k only)
  • (Age 70-79 = 50k or 100k only)
  • (Age 80+ = 20k only)

Diplomat America - Optional High Risk Plan Documents

Diplomat America Plan Summary

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