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Three Planes and a War – Why Accidental Death Insurance is Important
Published:Tue, 29 Jul 2014 05:00:00 GMT

A recent spate of international plane crashes has many people thinking about their own mortality and what they would want to happen for their loved ones. People purchase accidental death insurance to assure their loved ones will be taken care of financially should the unthinkable happen.

Real-World Examples of Why Travel Insurance Is a Must
Published:Wed, 16 Jul 2014 05:00:00 GMT

According to the US Travel Insurance Association (USTIA), “Many travelers mistakenly believe that their health insurance plan or the U.S. government will provide assistance in the event of a medical emergency. This can be a very expensive mistake, as these organizations may only provide the most basic medical referrals, and they may not pay for the expenses associated with a medical emergency, which can easily approach $100,000 for a serious medical problem.”

What Travel Plans Are Popular? Check out 2014’s Best-Sellers So Far!
Published:Tue, 22 Apr 2014 05:00:00 GMT

To help you sort through the myriad plans offered by Travel Insurance Center, we’ve compiled the best-sellers by category for the first quarter of 2014. Keep these in mind when you’re searching for the best policy for your clients.

What War Can Mean for Your Clients’ Travel Plans
Published:Tue, 25 Mar 2014 05:00:00 GMT

Political unrest. Civil disorder. Act of war.

These words are frequently found in the exclusion clauses of a travel insurance policy. And they’re hot topics in today’s news, whether about Ukraine, Syria or other places where your clients are traveling.

Help your Clients Stay Lucky While Traveling
Published:Tue, 11 Mar 2014 05:00:00 GMT

With all the weather issues this year, there have been many vacations cancelled, cruises missed and flights cancelled, resulting in delays of two or three days. I couldn’t help but think of the term “The Luck of the Irish,” which can mean good luck if you’re Irish or bad luck if you’re not. But where was it for those unlucky Irish souls who were caught in these situations?

Take Advantage of Spring Fever, Summer Vacation Planning
Published:Tue, 25 Feb 2014 05:00:00 GMT

Many people (your clients) are busy making vacation arrangements right now. That means there’s an opportunity for you to earn a few extra dollars. For example, take a quote I gave this weekend to a couple in their 80s. If you’d sold them the quoted travel insurance plan for their 71-day Africa/Europe cruise beginning in March 2015, I’d line your pockets with a little more than $2,500 bucks in commission.

Travel Insurance for Sochi: So Cheap It Sells Itself
Published:Mon, 03 Feb 2014 05:00:00 GMT

When events like terrorism threaten travel plans, your role as an insurance agent puts you in the easy seat to help your client – and make a sale – even if travel insurance isn’t your bread and butter. The recent government-issued travel warnings in the final weeks before the Feb. 7th kickoff of the Sochi Olympics present a prime example.

Are You Ready For Some Travel Insurance? Super!
Published:Tue, 21 Jan 2014 05:00:00 GMT

From the nosebleed $1,800 seats to the 50-yard line seats for $19,500, Super Bowl tickets are an investment. So at what point should a person insure a prepaid, nonrefundable ticket? $1,000? $5,000? $10,000? $20,000?

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ExPat Health Center

Offering a comprehensive range of International Medical Insurance and Travel Insurance Products from International Medical Group (IMG).

In addition to Travel Protection Packages, you will also find information and pricing for Travel Medical Insurance, Visitors to USA, Community Group Insurance, Long Term Global Insurance, War & Terrorism Insurance, Accidental Death & Dismemberment, Group Travel Insurance, Flight Accident Insurance, Emergency Evacuation, Cruise Insurance, Student Travel Insurance, Rental Car Insurance, Annual Multi-Trip, Schengen Visa Insurance, Hazardous Sports and Activities Insurance, Cancel For Any Reason, Children for Free, Severe Winter Weather/Hurricane Season, Pre-existing Medical Conditions, Business Travel Insurance

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Understanding Travel Insurance click here for our complete guide

How do I determine the total cost of the trip?

You should insure only your prepaid and non-refundable trip cost. Do not insure your expected additional expenses you will be paying for while on the trip.

eNewsLetter I am going to multiple destinations. What should I use for the Primary Destination?

Simply list the country you will spend the most time in. That's fine, you will be covered in all other countries you visit as well.

The sphynx knows the ancient secrets of travel insurance.  Do you? I made my own travel arrangements and did not go through an agency. Can I still insure the trip?

Yes, all of our policies may be purchased by those making their own travel arrangements.

What if my travel supplier declares Bankruptcy?
Many travel insurance protection plans cover lost travel expenses due to travel supplier bankruptcy, but there are substantial differences among plans. Some travel insurance plans only cover a specified list of travel suppliers, others require that you purchase the insurance within 7-21 days of paying the initial trip deposit. Be sure to check plan details
Why do I need a travel protection plan if I have credit cards that include travel insurance?

Travel insurance from credit cards is usually limited to coverage for car rental damage, flight accidents or for accidental death while you are traveling. Also, this protection is in effect only when you pay for travel with that particular credit card.
Most credit cards do not offer any coverage for travel medical expenses, evacuation costs, or trip cancellation expenses.

Will travel insurance protect me if my trip needs to be cancelled because of terrorist activity?

Many plans do offer Trip Cancellation and Trip Interruption for a "Terrorist Incident" that occurs in a city listed on your travel itinerary prior to or during travel. Check the policy details for specifics or just call us 866-979-6753 

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