Why should I purchase a Travel Protection Plan when I have other coverage? What is the difference?

Emergencies happen when you least expect it. Travelex combines travel insurance coverage and travel assistance services into a packaged protection plan that helps protect both you and your trip investment — before and during your trip. This coverage can protect you against losing your travel investment to travel suppliers, like cruise lines and tour operators, if you should cancel within their non-refundable cancellation period.


Credit card insurance policies may protect you for flight accidents, car rental damage or for accidental death while traveling, but this protection is usually only offered to you when you purchase your tickets with that particular credit card.


Many HMO's and PPO's offer limited coverage when traveling outside your networks. Medicare Supplement benefits also need to be reviewed to determine their exact benefits or lack of benefits when traveling.


Please Note: You may already have coverage that provides similar benefits and you may wish to compare the terms of this coverage with your existing coverage. If you have questions about your current coverage, call your insurer or agent. The travel retailer is not qualified to compare or answer questions about the benefits, exclusions or conditions of other insurance policies.

The Travel Insurance Experts