I don't have travel insurance, but something just happened that forces me to cancel my trip. Can I buy your insurance to cover my trip cost, then file a claim to get my money back?

No! Someone doing this would be committing a criminal offense — insurance fraud. Travel insurance generally covers unforeseen circumstances which can occur after your policy is in effect. If you're even thinking about trying to commit insurance fraud, we urge you to reconsider and remember that the consequences are very severe.

The Travel Insurance Experts