Quote & Buy Travel Guard Silver Travel Insurance

Why travelers trust Travel Guard Silver

Travel Guard Silver

General coverage for budget-conscious travelers. Whether you are traveling for business or pleasure, overseas, or staying in the states, the Silver Level through Travel Guard is perfect for business travel and general travel with basic coverage amounts and access to 24/7 travel assistance service. Available to U.S. residents.

Our Silver Plan is for travelers and families who want basic comprehensive coverage and access to our 24-hour emergency travel assistance services. Coverage may be purchased any time up to 24 hours before departure. 

The Silver plan includes the following coverages:

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Loss
  • Baggage Delay
  • Medical Expense
    (including emergency dental up to $500)
  • Emergency Evacuation and Repatriation of Remains
  • Family Coverage
    One child age 17 and under will receive coverage at no additional cost for each adult who purchases this plan. Must be traveling with and related to primary adult named on the enrollment form. Offer does not apply to optional coverages.

Optional Coverages
The following will be included if elected and appropriate costs have been paid.

  • Flight Guard - Flight Accident AD&D Coverage
  • Car Rental Collision Coverage
  • Emergency Evacuation Upgrade

Extra Coverages
When coverage is purchased within 15 days of Initial Trip Payment.

  • Pre-existing Medical Condition Exclusion Waiver
  • Trip Cancellation/Interruption due to Financial Default coverage
  • $25,000 in Flight Guard Coverage


The following non-insurance services are provided by Travel Guard. 

24/7 WORLDWIDE ASSISTANCE SERVICES:

Travel Medical Assistance
A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

Worldwide Travel Assistance               
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

LiveTravel® Emergency Assistance          
Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help.  Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more.  You need it, we'll find it for you.


Travel Guard Silver plan benefits

All amounts in U.S. Dollars

Maximum Benefits
Trip Cancellation 
Covers you if you cancel your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Interruption 
Covers you if you interrupt your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Interruption - Return Air Only $500*
Trip Delay 
Reimburses you up to $100 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours.
$500
Baggage & Personal Effects Loss
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip. ($50 deductible)
$750
Baggage Delay 
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$200
Medical Expenses 
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip. ($50 deductible)

$15,000

Emergency Dental Coverage
Covers the cost of emergency dental treatment during the trip only. Benefits will end once you return home.
$500
Emergency Evacuation / Repatriation of Remains
Covers evacuation and transportation to the nearest adequate medical facility and home in the event of death or if medically required.
$150,000

Travel Medical Assistance
A menu of services available for emergency medical requests, prescription replacement assistance, physician referrals, medical evacuations, and more.

Included

Worldwide Travel Assistance 
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more..

Included
LiveTravel® Emergency Assistance
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
Included
Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.
Included

 

 

Extra Coverage 
(when coverage is purchased within 15 days of Initial Trip Payment)
 
  • Pre-existing Condition Exclusion Waiver
    You don't have to worry about pre-existing medical conditions.
     
  • Trip Cost Default
    Covers your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the policy effective date. Policy must be purchased within fifteen days of initial trip payment to receive this coverage - see the Description of Coverage for complete details. 
     
  • $25,000 Flight Guard / Flight Accident Coverage
    Coverage against injury or loss of life while riding as a passenger on a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot. 


 

Optional Benefits

Emergency Evacuation Upgrade
Your Emergency Evacuation benefits will double.

Car Rental Collision Coverage
Covers cost of repairs for covered collision damage to a rental car, up to the limit of coverage ($35,000), for which the rental car contract holds you responsible. ($250 deductible)

Flight Guard / Flight Accident Coverage
Select up to $500,000 coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown on the Schedule.

Eligibility information about this plan

Citizenship: All nationalities
Residency: United States
Destination: Worldwide
Ages: All ages
Max Trip Length: 365 days

Coverage can be purchased any time up to 24 hours before departure.

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