Quote & Buy Travel Guard Gold Travel Insurance

Why travelers trust Travel Guard Gold

Travel Guard Gold

Perfect for family summer vacations. Provides coverage for trip cancellation, travel delays, lost luggage, medical emergencies and more. And kids are covered at no additional cost. Purchase within 15 days of initial trip payment or deposit and receive additional benefits of primary medical coverage, pre-existing medical conditions waiver and financial default protection. Available to U.S. residents.

Gold is an affordable alternative to our all-inclusive Platinum Plan. Coverage may be purchased any time up to 24 hours before departure. 

The Gold plan includes the following coverages:

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Missed Connection
  • Baggage and Personal Effects Loss
  • Baggage Delay
  • Medical Expense
  • Emergency Evacuation and Repatriation of Remains
  • Accidental Death & Dismemberment (AD&D) 
  • Family Coverage 
    At no additional charge, the plan covers all children age 17 and under who are traveling with and related to the primary adult named on the enrollment form. Offer does not apply to optional coverages.

       Optional Coverages
         The following will be included if elected and appropriate costs have been paid

  • Cancel For Any Reason
  • Flight Guard - Flight Accident AD&D Coverage
  • Car Rental Collision Coverage
  • Medical and Evacuation Coverage Upgrade
    - Accident Sickness Medical Expense - Additional $25,000
    - Emergency Evacuation - Additional $500,000
    Please Note:(Hospital of Choice is Included) (If hospitalized for more than 7 days: Bedside Visit - Included)

Extra Coverages
When purchased within 15 days of Initial Trip Deposit

  • Pre-Existing Medical Condition Exclusion Waiver
  • Trip Cancellation/Interruption due to Financial Default
  • $250 additional Missed Connection
  • $50,000 in Flight Guard Coverage
  • Accident Sickness Medical Expense (Primary)

 The following non-insurance services are provided by Travel Guard. 

  • 24/7 WORLDWIDE ASSISTANCE SERVICES:

    Travel Medical Assistance
    A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

    Worldwide Travel Assistance              
    Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

    LiveTravel® Emergency Assistance               

    Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    Concierge Services                                
    Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help.  Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.

    Identity Theft Restoration Services
    (Not available to residents of New York state.)       
    If your identity is stolen during your Trip, our emergency travel counselors will assist in contacting your credit card companies, monitoring your credit report and working with local authorities to help you restore your identity.

    Business Assistant                                     
    You'll also have access to an array of services to help make short work of your business obligations, so you can enjoy your vacation.

Travel Guard Gold plan benefits

All amounts in U.S. Dollars

Maximum Benefits
Trip Cancellation 
Covers you if you cancel your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Cancellation - Optional: Cancel For Any Reason
Can only be purchased at the time base plan is purchased and within 15 days of initial Trip payment.
50% of Insured Trip Cost
Trip Interruption
Covers you if you interrupt your Trip due to a covered reason.
150% of Insured Trip Cost
Trip Interruption - Return Air Only
Coverage for Trip Interruption and Trip Interruption Return Air Only may not be combined.
$750
Cancel For Business Reasons Included
Trip Delay 
Reimburses you up to $150 a day for additional accommodations or travel expenses if you are delayed for more than 5 hours.
$750
Missed Connection
Reimburses you if Inclement Weather or Common Carrier caused cancellation or delay of regularly scheduled airline flights for 3 or more hours.
$250
Baggage & Personal Effects Loss
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$1,000
Baggage Delay 
Reimburses you for essential items you needed to purchase if your bags are delayed for 12 hours or longer.
$300
Accident and Sickness Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
$25,000
Emergency Dental Coverage
Covers the cost of emergency dental treatment during the trip only. Benefits will end once you return home.
Included
Emergency Evacuation & Repatriation of Remains
Covers evacuation and transportation to the nearest adequate medical facility and home if medically necessary.
$500,000

Accidental Death & Dismemberment
Coverage against injury or loss of life while traveling.

$10,000

Travel Medical Assistance
A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

Included
Worldwide Travel Assistance 
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
Included
LiveTravel® Emergency Assistance
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Included
Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.
Included
Identity Theft Assistance Services
If your identity is stolen during your Trip, our emergency travel counselors will assist in contacting your credit card companies, monitoring your credit report and working with local authorities to help you restore your identity.
Included
Business Assistance Services
You'll also have access to an array of services to help make short work of your business obligations, so you can enjoy your vacation
Included
Extra Coverage 
(when coverage is purchased within 15 days of Initial trip Payment)
 
  • Pre-existing Condition Exclusion Waiver
    You don't have to worry about pre-existing medical conditions.
     
  • Trip Cost Default Coverage 
    Covers your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the policy effective date. 
  • $50,000 Flight Guard / Flight Accident Coverage - Coverage against injury or loss of life while riding as a passenger on a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot.

  • $250 additional Missed Connection coverage.

Optional Coverage

Cancel for Any Reason: The Company will reimburse 50% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 15 days of initial trip payment. Coverage must be purchased for the full cost of trip.

Medical Expense & Emergency Evacuation Upgrade: Valuable addition to increase your coverage limits. Your Medical Expense and Emergency Evacuation Benefits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice and Bedside Visit is included. (Upgrade not available to VA residents).

Car Rental Collision Coverage: $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Kansas or Texas.)e)

Flight Guard®: Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule. Amount selected from the minimum of $100,000 up to a maximum of $500,000

Eligibility information about this plan

Citizenship: All nationalities
Residency: United States
Destination: Worldwide
Ages: All ages
Max Trip Length: 365 Days

Coverage can be purchased any time up to 24 hours before departure. 

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