Quote & Buy Preferred Travel Insurance

Why travelers trust Preferred


The Preferred plan offers more benefits and higher limits than the Essential plan. The Preferred plan offers coverage for one child (under age 18) per paid adult, accidental death and dismemberment coverage, trip interruption insurance worth up to 150% of the trip cost, baggage delay, medical and evacuation coverage and access to a 24/7 hotline for assistance. Available to U.S. Residents.

The Preferred Plan is RoamRight's most popular plan, meeting the needs of most travelers. You'll have medical and evacuation coverage, and much more

Special features of the Preferred travel insurance package include:

  • Trip Interruption
  • One child (under age 18) for each covered adult can be covered under standard travel insurance at no additional cost.
  • Missed Connection and Itinerary Change
  • Trip Delay
  • Emergency Accident and Sickness Medical Expense
  • Emergency Evacuation, Medically Necessary Repatriation
  • Baggage and Personal Effects Protection
  • Baggage Delay
  • Accidental Death and Dismemberment
  • Pre-Existing Medical Conditions Waiver
    If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, then you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy

Available Upgrades

  • Medical and Evacuation Coverage Upgrade (not available in NH)
  • Accidental Death and Dismemberment Upgrade
  • Accidental Death and Dismemberment - Air Only Upgrade
  • Cancel for Work Reason Upgrade
  • Rental Car Collision Insurance Upgrade
  • Baggage and Personal Effects (Including Sports Equipment)
    Delayed, Lost, Stolen or Damaged - Upgrade

Preferred plan benefits

Maximum Benefit per person (all amounts in U.S. Dollars)
Trip Interruption 150% of Trip Cost
Trip Interruption - $0.00 Trip Cost Insured $750 Return Air Only
Trip Cancellation 100% of Trip Cost
Missed Connection or Itinerary Change (3 Hours) $500
Trip Delay (6 Hours) $1,000 ($200/day)
Emergency Accident and Sickness Medical Expense $50,000
Deductible $50
Dental Sublimit $750
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains $500,000
Political and Security Evacuation $100,000
Baggage and Personal Effects $1,000
Baggage Per Article Limit / Combined Article limit $250 / $500
Baggage Delay (12 Hours) $300
Accidental Death & Dismemberment $10,000
Kids Under 18 included at No Charge 1 child/covered adult
Pre-Existing Medical Conditions Waiver 
(Must insure full, non-refundable cost of your Trip)
Must be purchased within 21 days after your initial trip deposit


Schedule of Services

Worldwide Travel Assistance Included
Business Assistance Included
Concierge Assistance Services Included
Security Assistance Services up to $100,000
Natural Disaster Evacuation up to $100,000
Fourteen Day Free look Included



Optional Benefits Available

Medical and Evacuation Coverage Upgrade
(not available in NH)
Medical - Additional $50,000
Evac - Additional $500,000 deductible is waived
Accidental Death and Dismemberment - 24 Hour Additional $15,000
Accidental Death and Dismemberment - Air Only Upgrade Additional $50,000
Cancel for Work Reason Upgrade  Up to Trip Cost
Rental Car Collision Insurance Upgrade 
(Not Available to Residents of Texas)
$9 (per day rental)
Baggage and Personal Effects (including Sports Equipment) - Delayed, Lost, Stolen or Damaged - Upgrade minimum 6 hour delay required


RoamRight Insurance Products Offered and Underwritten by Arch Insurance Company
RoamRight is a trade name used by Arch Insurance Company.  All insurance products are offered and underwritten by Arch Insurance Company, which A.M. Best Company has assigned a financial strength rating of “A+” (Superior) and the largest financial category size of “XV”.  Arch Insurance Company (a Missouri corporation, NAIC # 11150) is a licensed insurance company in all 50 states and the District of Columbia. Executive offices for Arch Insurance Company are located at One Liberty Plaza 53rd floor, New York, New York 10006
The information and descriptions contained on this website are not intended to provide the full details of any and all the terms, conditions, limitations, exclusions, or discounts applicable to our products and services, but are provided for general informational purposes only and do not in any way replace or modify the language contained in your insurance contracts, policies, and/or declaration pages (collectively, the “insurance documents”), which are controlling.  For full details, please refer to the actual language in your insurance documents.  If there are any conflicts between information provided on this website and the insurance documents, the insurance documents shall govern.  Not all insurance coverages or products are available in all jurisdictions.

Eligibility information about this plan

Citizenship: All Nationalities
Residency: United States (must be a US citizen or permanent resident)
Ages: All Ages
Max Trip Length: 180 days

Preferred plan costs

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Preferred Plan Documents

Preferred Policy

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