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Annual Travel Accident Elite

$500,000 ($79) or $1 million ($119) annual common carrier accidental death and dismemberment insurance provides coverage for you when traveling on any mode of licensed public transportation that you have paid a fare to travel on domestically or worldwide. Covers all common carrier transportation from departure to return, for each trip. Coverage provided for acts of terrorism. Available to U.S. residents.

The Annual Travel Accident Elite Program provides Accidental Death and Dismemberment Insurance, Emergency Evacuation Insurance, Repatriation of Remains Insurance and 24-hour Assistance Services when you take a trip on a common carrier. Trips cannot exceed 30 days and must be at least 100 miles from home, however, there is no limit to the number of trips you can take in any 12 month period and coverage can be renewed each year.


This coverage is in force whenever you are traveling on any domestic or worldwide licensed public transportation provider during your round trip.

Benefits of the Annual Travel Accident Elite plan:

  • $500,000 or $1 million Common Carrier AD&D
  • $10,000 Emergency Medical Evacuation
  • $10,000 Repatriation of Remains
  • 24/7 Travel Assistance Services provided by AXA Assistance USA

Annual Premium
$79.00 per person..................$500,000 AD&D Benefit         

$119.00 per person................$1 million AD&D Benefit       


Please note: Only one (1) policy per person may be issued.

Plan Administrator
Cook & Company, LLC of Nashville, Tennessee 

Coverage is underwritten by United State Fire Insurance Company, policy #US023358, for all trips within the United States of America.

Coverage is underwritten by Advent, Lloyd’s Syndicate 780, policy #LF003584, for all trips outside the United States of America.


Annual Travel Accident Elite plan benefits

  • Common Carrier AD&D Insurance Benefit...........$500,000 or $1 million
  • Emergency Medical Evacuation Benefit..............$10,000
  • Repatriation of Remains Benefit.........................$10,000
  • 24-Hour Worldwide Travel Assistance Services from AXA Assistance USA

The Program:  If you have applied for coverage in the Travel Accident Insurance Program, you will be covered for Accidental Death and Dismemberment Insurance, Emergency Evacuation, Repatriation of Remains Insurance and 24-Hour Assistance Services when you take a Trip on a Common Carrier.  For the annual, unlimited multi-trip plan, there is no limit to the number of common carrier trips you can take in any 12 month period and coverage can be renewed each year.  For the single round-trip ticket plan, you are covered for the duration of the Trip, up to 30 consecutive days. 

“Common carrier” means any air, land, or water motorized conveyance operated under a license for the transportation of Passengers for hire. Common carrier will not mean cruise ships at sea more than 12 consecutive hours or any conveyance that is hired or used for a sport, gamesmanship, contest and/or recreational activity, regardless if such conveyance is licensed, such as, but not limited to, race cars, bob sleds, hunting vehicles, sightseeing helicopters, fishing boats, parasailing/paragliding and boat cruises operating beyond 12 hours. 

“Trip” means scheduled travel on a Common carrier, up to 30 consecutive days.  A trip begins when you leave your residence or place of regular employment (whichever occurs last) to travel directly to the station, terminal or airport immediately preceding departure on such common carrier.  A trip ends when you return to your residence or place of regular employment (whichever occurs first), after leaving the station, terminal or airport immediately after arrival on such common carrier.

Eligibility information about this plan

Residency: United States
Destination: Worldwide
Ages: 18 and older
Annual Trips Covered: Unlimited Trips - Maximum Trip Length: 30 consecutive days
Available to purchase up to and including same day as departure.

Annual Travel Accident Elite Plan Documents

Executive Travel Accident Insurance Program Description of Coverage

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