Short-Term Membership Providers
MedjetAssist Short-Term is a membership program that provides members with air medical transportation worldwide when they are hospitalized. MedjetAssist does not ask medical questions for enrollment, there are no copays or deductibles, and pre-existing conditions are not excluded.
MedjetAssist is not travel insurance.
Standard travel insurance is multi-benefit coverage for lost baggage, cancellations, delays, and medical expenses. When there is a medical transport, the benefit is almost always limited to the "nearest adequate facility" and to a dollar amount (typically US$100,000). This coverage cannot be activated without a determination of "medical necessity" - that's when a case manager must determine if the care provided in a particular location is "adequate." MedjetAssist membership requires no medical necessity. This means members hospitalized as inpatients can choose to be transported to the hospital of their choice, even if the facility they are in is considered "adequate".
MedjetAssist flies members to their home hospital or the hospital of their choice. Most assistance providers restrict transports to the nearest hospital that provides "appropriate care." This means individuals are taken to a hospital the shortest distance away that has adequate care, but not necessarily the best care. MedjetAssist members, if hospitalized, do not have to worry about being transported to a nearby hospital in a foreign country that has only "adequate" medical care. Members choose if they want to fly home to their local hospital or the hospital of their choice to receive the very best care and to be near their family.
No Cost Limits
MedjetAssist does not limit the cost of a medical transport. Other companies and insurance plans place caps – often as low as US$20,000 – on the total amount available for an air ambulance. But a medical transport between Europe and North America can run more than US$30,000. Middle East and South American flights to North America range from US$60,000 to US$80,000. Transport from Asia to North America often exceeds US$100,000.
If MedjetAssist members are injured or become sick and are hospitalized while traveling in North America or abroad, MedjetAssist will bring them to their home hospital or the hospital of their choice. In addition, if a MedjetAssist member is hospitalized in their hometown hospital and require the services that only a specialty hospital (center of excellence) can provide, and the member is too ill or injured to fly commercially, MedjetAssist will fly that member to the specialty hospital, provided it is 150 miles or more from the member's home hospital.
MedjetAssist membership makes sense for just about any traveler. Whether you take frequent family or business trips or you're planning a once-in-a-lifetime trip overseas, your MedjetAssist membership may be the most valuable thing you take with you.
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