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Primary (First Payer) Travel Medical Insurance

Primary Travel Medical Insurance plans can greatly reduce the time it will take for reimbursement of travel medical bills incurred on your trip. Primary coverage means the insurance company will reimburse you first, before any other collectible insurance you may have available. You do not have to submit your travel medical bills to your regular insurance carrier first, wait to receive their Explanation of Benefits (EOB) showing what they have covered, and then submit the remainder of the bill to your travel insurance carrier.

Having a Primary Travel Medical Insurance plan does not mean that the insurance company will pay the medical provider direct on your behalf. While on your trip you will probably have to pay your medical bills and then submit a claim for reimbursement. Travel insurance plans are indemnification plans and reimburse you for eligible medical expenses. In the case of severe injury or illness, always contact the insurance company and let them make the arrangements should an emergency medical evacuation be needed.

There are cases in which the travel insurance provider has handled everything. Click Here to read a travel insurance success story from one of our customers who had purchased a Primary Travel Medical Insurance plan.

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Compare these Primary (First Payer) Travel Medical Insurance
Travel Select from Travelex Insurance Services
In todays travel environment it is important to protect you and your trip investment. Meet your travel needs with the customized coverage Travel Select offers and gain the peace of mind your trip deserves. Children under age 21 are included for no additional cost when accompanied by a covered adult and the child trip cost is $10,000 or less.
$50,000 Accident & Medical, $500,000 Evacuation
Available to US residents and to US Citizens Living Overseas
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Travel Max from Travelex Insurance Services
The highest level of protection with many extra benefits included such as allowing travelers to choose their hospital of choice, pet coverage and identity theft services. Waiver of pre-existing medical conditions is available if purchased within 30 days of making the initial trip deposit.
Optional Cancel For Any Reason benefit (which returns up to 75% of trip cost insured) is available.
$100,000 Accident & Medical, $1,000,000 Evacuation
Available to US residents and to US Citizens Living Overseas
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Gold from AXA Assistance USA
AXA Gold features coverage for Trip Cancellation and Trip Interruption, $100,000 for Emergency Medical Expenses, $250,000 for Medical Evacuation and Repatriation, Travel Delay, Baggage Protection, plus concierge and travel services. Featuring Optional Rental Car Collision coverage, Optional Pre-Existing Medical Conditions Waiver, Optional Cancel for Work Reasons, and Optional Cancel For Any Reason.
Available to US Residents
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Platinum from AXA Assistance USA
AXA Platinum offers coverage for Trip Cancellation and Trip Interruption, Baggage Protection, Travel Delay, $250,000 Medical, and includes the Pre-Existing Medical Conditions Waiver if purchase within 14 days of initial trip deposit. Featuring Optional Rental Car Collision protection, Optional Cancel for Work Reasons, and Optional Cancel For Any Reason.
Available to US Residents
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Worldwide Trip Protector Plus from Travel Insured International
is our strongest, most robust travel insurance coverage providing primary emergency medical expense plus many additional benefits. Trip Cancellation For Any Reason and Trip Interruption For Any Reason (which returns up to 75% of unused trip cost insured) are included in the base product if purchased within 21 days of initial trip payment and insuring all pre-paid trip costs.
$100,000 Accident & Medical, $1,000,000 Evacuation
Available to US residents
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Worldwide Trip Protector Plus Florida Residents from Travel Insured International
is our strongest, most robust travel insurance coverage providing primary emergency medical expense plus many additional benefits. The Cancel For Any Reason and Interrupt For Any Reason benefits (which returns up to 75% of unused trip cost insured) are included in the base product when you purchase within 30 days of initial trip payment or deposit.
Available to residents of Florida
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360 Student Group Choice Plan from Travelex Insurance Services
The 360 Student Group Choice Protection Plan provides quality travel protection for students at competitive group rates; includes trip cancellation & interruption benefits, emergency medical coverage, along with 24/7 travel assistance & concierge services! Protect your trip even further with the cancel for any reason upgrade benefit.
(minimum 10 travelers required)
Available to U.S. based Student Groups
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Safe Travels USA Trip Protection from Trawick International
Safe Travels USA Trip Protection features trip cancellation, interruption, and travel delay for anyone up to age 79 traveling to the USA and worldwide for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum.
Available to non-U.S. residents
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Safe Travels Multinational Trip Protection from Trawick International
Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000.
Available Worldwide
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Compare these Primary (First Payer) Travel Medical Insurance
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