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Business Travelers Insurance

If your company can answer "yes" to any of following questions, you are at risk and need International Insurance.
  • Do you have overseas sales?
  • Do you have employees traveling abroad
  • Do you work on military bases abroad?
  • Do you sponsor trips, tours, or study groups abroad?
  • Do you have facilities overseas?
  • Do you have employees living abroad?
  • Do you exhibit or participate in trade shows overseas?

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Compare these Business Travelers Insurance
Business Travel Accident (BTA) from Global Underwriters
Many U.S. companies and corporations choose to minimize the potential liability they face when employees travel. To further their Duty Of Care strategy they purchase insurance that includes AD&D Benefits, Medical Coverage (Domestic & International), Med-E-Vac Coverage, and Medical Repatriation. Optional War Zone and Political Evacuation Coverage is also available. Premiums are paid by the employer, but benefits are paid directly to employees or their beneficiaries. Premiums are calculated by the number of employees, estimated number of travel days per year per class of employee, and benefits desired.
Available to U.S. based companies.
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Travel Guard Business Traveler from Travel Guard
Ideal travel insurance for business travelers who are always on the go. Travel Guard Business Traveler plan offers coverage for up to one year regardless of the number of trips taken. Maximum trip length for any given trip cannot exceed 60 days.
Available to U.S. Residents
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Diplomat International - optional war risk from Global Underwriters
Featuring optional War Risk Accident and Sickness medical coverage, Accidental Death and Dismemberment, Travel Assistance and much more. This plan is designed for U.S. Citizens traveling outside the United States or Non-U.S. Citizens traveling outside their home country, with no travel to the United States. This valuable travel protection is ideal for contractors working overseas, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
Available to U.S. Citizens traveling outside the United States or Non-U.S. Citizens traveling outside their home country, with no travel to the United States.
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Global Accident Protection 24/7 with War Risk from Global Underwriters
Travel to war risk and high risk destinations can be a harrowing task. An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Global Accident Protection 24/7 is your best choice for accidental death & dismemberment coverage for war zone and high risk destinations.
Available to anyone traveling outside of their permanent home country
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Global Accident Protection 24/7 Standard from Global Underwriters
We live in uncertain times. An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Global Accident Protection 24/7 includes coverage for an Act of Terrorism and is your best choice for accidental death & dismemberment coverage worldwide. Optional war zone and high risk destinations coverage is available.
Available to anyone traveling outside of their permanent home country
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Trekker Choice from GeoBlue
Designed for year round peace of mind for people who love to travel. Coverage for unlimited international trips in a 12 month period (70 days max. per trip) $250,000 Medical / $500,000 Evacuation. (age 70+ $100,000 Medical)
Available to residents of certain U.S. States. Issued up to age 84.
To be eligible for this plan, you must be enrolled in a primary health plan.
Available to US residents of AL, AR, AZ, CA, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MI, MS, MO, NC, NE, NJ, ND, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN, VA, WI, WV, WY.
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Global Medical Insurance
Gold
from International Medical Group
Long-term annually-renewable major medical insurance that provides worldwide health insurance coverage to people of all nationalities. Benefit up to US$5 million lifetime coverage. Global Medical Gold is ideal for Expats and World Travellers who need a full range of medical benefits.
Available to US and Non-US Citizens
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Annual Membership from MedjetAssist
Regular annual memberships are available to residents of the United States, Canada and Mexico who travel domestically and internationally. These memberships provide medical travel assistance to members who travel within the contiguous United States, Canada or Mexico or outside of their respective countries for up to 90 consecutive days per trip.
Available to Residents of US, Canada, and Mexico
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Defense Base Act Insurance from Insuractive
Workers compensation for contractors is mandatory under the U.S. Defense Base Act (DBA) of 1941. This coverage applies to both U.S. workers and any foreign subcontractors who are not covered under their own country''s workers compensation laws. The U.S. Government requires that employees hired by contractors and subcontractors to work on international government contracts be protected by Defense Base Act (DBA) coverage, regardless of their assignment and/or location.
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Kidnap and Ransom Insurance from Global Underwriters
Kidnap and extortion are very real and growing threats throughout the world. While the most vulnerable companies to kidnapping are those that have employees based or travelling overseas, organizations that have high profiles, handle large amounts of cash, or work with sensitive information are also at risk. Companies need to prepare for these threats. Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also provides the services of leading crisis management and security consultants to manage incidents in conjunction with the policyholder.
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Frequently Asked Questions
What types of Business Travel Insurance are available?
You may choose from Travel Medical Insurance, Medical Evacuation, Political Evacuation, Accidental Death, Kidnap & Ransom, General Liability, Theft, Foreign Auto Coverage , Products Liabilty, and Defense Base Act, or a combination of these benefits.

What countries are considerd High Risk for Travel?

Area 1 Risk: Afghanistan, Chad, Chechnya, Democratic Republic of Congo, Iraq, Israel - incl. West Bank & Gaza, Ivory Coast. Somalia, Sudan - Area 2 Risk: Algeria, Burundi, Central African Republic, Colombia, East Timor, Ethiopia, Guinea, Haiti, India - Jammu & Kashmir, Iran, Lebanon, Liberia, Nepal, Nigeria, Saudi Arabia, Yemen, Zimbabwe




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