Accidental Death & Dismemberment (AD&D) Insurance is an important part of protecting your family's financial well being should you prematurely die or become disabled. These plans will pay you, your beneficiary, or your estate (if a beneficiary is not designated) a lump sum benefit (e.g. $1,000,000) should an accident results in your death, or the loss of a limb/eyesight. No one can predict when an accident will happen but you can be sure your loved ones will be financially secure should one occur.
We have a great selection of high quality insurance products underwritten by
"A" rated insurance carriers.
Global Accident Protection 24/7 Standardfrom Global Underwriters
We live in uncertain times. An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Global Accident Protection 24/7 includes coverage for an Act of Terrorism and is your best choice for accidental death & dismemberment coverage worldwide. Optional war zone and high risk destinations coverage is available. Available to anyone traveling outside of their permanent home country
Global Accident Protection 24/7 with War Riskfrom Global Underwriters
Travel to war risk and high risk destinations can be a harrowing task. An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Global Accident Protection 24/7 is your best choice for accidental death & dismemberment coverage for war zone and high risk destinations. Available to anyone traveling outside of their permanent home country
Single Round Trip Travel Accident Elitefrom Insuractive $250,000 ($20), $500,000 ($35), or $1,000,000 ($59) Single Round Trip Common Carrier Accidental Death & Dismemberment Insurance. Provides coverage when traveling on any mode of Licensed Public Transportation that you have paid a fare to travel on both Domestically or Worldwide. Covers all Common Carrier transportation from your departure to your return. Also included: $10,000 Emergency Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance Services Coverage provided for Acts of Terrorism . (U.S. residents only)
Annual Travel Accident Elitefrom Insuractive $500,000 ($79) or $1,000,000 ($119) Annual Common Carrier Accidental Death & Dismemberment Insurance provides coverage for you when traveling on any mode of Licensed Public Transportation that you have paid a fare to travel on Domestically or Worldwide. Covers all Common Carrier transportation from departure to return, for each trip. Also included: $10,000 Emergency Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance Services Coverage provided for Acts of Terrorism . (U.S. residents only)
High Limit Travel Accident Insurancefrom Global Underwriters
Single-trip or Annual Accident Insurance (with optional War and Terrorism coverage) Accident benefits from US$100K to US$20 Million. Choose 24-hour coverage, common carrier, or flight accident only. Available to United States / Expatriate and Foreign Nationals with office locations in the US
Business Travel Accident (BTA)from Global Underwriters
Many U.S. companies and corporations choose to minimize the potential liability they face when employees travel. To further their Duty Of Care strategy they purchase insurance that includes AD&D Benefits, Medical Coverage (Domestic & International), Med-E-Vac Coverage, and Medical Repatriation. Optional War Zone and Political Evacuation Coverage is also available. Premiums are paid by the employer, but benefits are paid directly to employees or their beneficiaries. Premiums are calculated by the number of employees, estimated number of travel days per year per class of employee, and benefits desired. Available to U.S. based companies.
Kidnap and Ransom Insurancefrom Global Underwriters
Kidnap and extortion are very real and growing threats throughout the world. While the most vulnerable companies to kidnapping are those that have employees based or travelling overseas, organizations that have high profiles, handle large amounts of cash, or work with sensitive information are also at risk. Companies need to prepare for these threats.
Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also provides the services of leading crisis management and security consultants to manage incidents in conjunction with the policyholder.
What is the difference between AD&D coverage and Life Insurance?
AD&D insurance pays when an accident results in your death or the loss of a limb or the loss of your eyesight.
Life Insurance is a contract between an insurance company and an individual, generally guaranteeing payment to the beneficiary(ies) if the insured dies during the policy term.
Do AD&D policies provide coverage for a terrorist incident?
Yes they do. A terrorist incident is defined as an act of violence (that is not an act of war, declared or undeclared) that results in loss of life by any person acting on behalf of or in conjunction with any organization which is generally recognized as having intent to overthrow or influence the control of any government. Acts of War coverage is also available through High Limit Accident Insurance plans or through our Security First War Coverage plan. Can I buy two AD&D policies and have the twice the coverage?
You may purchase two policies but they would have to be issued by two separate underwriters. Each underwriter will limit his or her risk to cover only the maximum amount offered for one policy. What countries are considered War Risk Area 1 Countries?
Iraq, Afghanistan, Pakistan, Israel (West Bank & Gaza Strip), Iran, Somalia, Chechnya, North Korea, Palestinian Territories, Yemen
Do you have your own questions? Give us a call or send us an email.
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(source id: wtc)