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Gold Benefits

Coverage can be purchased any time up to 24 hours before departure.

All amounts in US Dollars.
Maximum Benefits
Trip Cancellation
Covers you if you cancel your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Cancellation - Optional: Cancel For Any Reason
Can only be purchased at the time base plan is purchased and within 15 days of initial Trip payment.
50% of Insured Trip Cost
Trip Interruption
Covers you if you interrupt your Trip due to a covered reason.
150% of Insured Trip Cost
Trip Interruption - Return Air Only
Coverage for Trip Interruption and Trip Interruption Return Air Only may not be combined.
$750
Cancel For Business Reasons Included
Trip Delay
Reimburses you up to $150 a day for additional accommodations or travel expenses if you are delayed for more than 5 hours.
$750
Missed Connection
Reimburses you if Inclement Weather or Common Carrier caused cancellation or delay of regularly scheduled airline flights for 3 or more hours.
$250
Baggage & Personal Effects Loss
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$1,000
Baggage Delay
Reimburses you for essential items you needed to purchase if your bags are delayed for 12 hours or longer.
$300
Accident and Sickness Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
$25,000
Emergency Dental Coverage
Covers the cost of emergency dental treatment during the trip only. Benefits will end once you return home.
Included
Emergency Evacuation & Repatriation of Remains
Covers evacuation and transportation to the nearest adequate medical facility and home if medically necessary.
$500,000

Accidental Death & Dismemberment
Coverage against injury or loss of life while traveling.

$10,000

Travel Medical Assistance
A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

Included
Worldwide Travel Assistance 
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
Included
LiveTravel® Emergency Assistance
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Included
Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.
Included
Identity Theft Assistance Services
If your identity is stolen during your Trip, our emergency travel counselors will assist in contacting your credit card companies, monitoring your credit report and working with local authorities to help you restore your identity.
Included
Business Assistance Services
You'll also have access to an array of services to help make short work of your business obligations, so you can enjoy your vacation
Included

 

Extra Coverage 
(when coverage is purchased within 15 days of Initial trip Payment)
 
  • Pre-existing Condition Exclusion Waiver
    You don't have to worry about pre-existing medical conditions.
     
  • Trip Cost Default Coverage 
    Covers your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the policy effective date. 
  • $50,000 Flight Guard / Flight Accident Coverage - Coverage against injury or loss of life while riding as a passenger on a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot.

  • $250 additional Missed Connection coverage.


 
Optional Coverage

Cancel for Any Reason: The Company will reimburse 50% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 15 days of initial trip payment. Coverage must be purchased for the full cost of trip.

Medical Expense & Emergency Evacuation Upgrade: Valuable addition to increase your coverage limits. Your Medical Expense and Emergency Evacuation Benefits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice and Bedside Visit is included. (Upgrade not available to VA residents).

Car Rental Collision Coverage: $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Kansas or Texas.)e)

Flight Guard®: Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule. Amount selected from the minimum of $100,000 up to a maximum of $500,000

 

 

This is a brief description of the insurance benefits provided under policy series T30337NUFIC-TG. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company, NAIC #19445 with its principal place of business at 175 Water Street, New York, NY, 10038 and currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions, and termination provisions. Notice to residents of CT, IL, IN, KS, NH, SD, and TX: The excess provisions under the Baggage & Personal Effects Loss and Medical Expense benefits do not apply.





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