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Travel Guard Silver (New York) Benefits

Coverage can be purchased any time up to 24 hours before departure.
The Silver (Essential Expanded) includes the following benefits.

All amounts in US Dollars.
Maximum Benefits
Trip Cancellation
Covers you if you cancel your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Interruption
Covers you if you interrupt your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Interruption - Return Air Only $500
Trip Delay
Reimburses you up to $100 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours.
Baggage & Personal Effects Loss
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip. $50 deductible applies.
Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
Accident and Sickness Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip. $50 deductible applies.


Emergency Evacuation / Repatriation of Remains
Covers evacuation and transportation to the nearest adequate medical facility and home in the event of death or if medically required.

Travel Medical Assistance 
A menu of services available for emergency medical requests, prescription replacement assistance, physician referrals, medical evacuations, and more.

Worldwide Travel Assistance
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
LiveTravel® Emergency Assistance
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.


Additional Benefits
You automatically get these additional benefits at no additional cost when you purchase your Silver (Essential Expanded) Plan within 15 days of making your initial trip payment:
  • Pre-existing Condition Exclusion Waiver
    You don't have to worry about pre-existing medical conditions. 
  • Trip Cost Default
    Covers your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the policy effective date. Policy must be purchased within fifteen days of initial trip payment to receive this coverage - see the Description of Coverage for complete details.

Optional Benefits

Medical Coverage Upgrade
Valuable addition to increase your coverage limit. The Medical Expense and Emergency Evacuation Benefits will be double those listed on the Schedule of Benefits and the medical deductible is waived.

Car Rental Collision Coverage
$35,000 in primary coverage, Subject to a $250 deductible. Covers collission damage to a rental car for which the car rental contract would hold you responsible.

Additional Flight Guard / Flight Accident Coverage
Select up to $500,000 coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown on the Schedule.


This is only a brief description of the coverage(s) available under policy series T30337NUFIC.The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

Travel Guard Silver (New York)


Travel Guard

Travel Guard Silver (New York)

Plan Benefits

Plan Cost

Description of Coverage



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