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Travel Guard - Platinum Benefits

Coverage can be purchased any time up to 24 hours before departure.

All amounts in US Dollars.

Maximum Benefits
Trip Cancellation
Covers you if you cancel your Trip due to a covered reason.
100% of Insured Trip Cost
Trip Cancellation - Optional: Cancel For Any Reason
Can only be purchased at the time base plan is purchased and within 15 days of initial Trip payment.
50% of Insured Trip Cost
Trip Interruption
Covers you if you interrupt your Trip due to a covered reason.
150% of Insured Trip Cost
Trip Interruption - Return Air Only $1,000*
Trip Delay
Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours.
Missed Connection
Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
Baggage & Personal Effects Loss
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 12 hours.
Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
Emergency Dental Coverage
Covers the cost of emergency dental treatment during the trip only. Benefits will end once you return home.
Emergency Evacuation & Repatriation of Remains
Covers evacuation and transportation to the nearest adequate medical facility and home if medically necessary.

Accidental Death & Dismemberment
Coverage against injury or loss of life while traveling.


Travel Medical Assistance
A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

Worldwide Travel Assistance 
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
LiveTravel® Emergency Assistance
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Concierge Services
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.
Identity Theft Restoration
(Not available to residents of New York State.)
If your identity is stolen during your Trip, our emergency travel counselors will assist in contacting your credit card companies, monitoring your credit report and working with local authorities to help you restore your identity.
Detailed Pre-trip Travel Advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information – all for your planned destination.

24 Hour Roadside Assistance Services


*Coverage for Trip Interruption and Trip Interruption Return Air Only may not be combined.

Extra Coverage 
(when coverage is purchased within 15 days of Initial trip Payment)
  • Pre-existing medcial conditions exclusion waiver
    You don't have to worry about pre-existing medical conditions.
  • Trip Cancellation/Interruption due to Financial Default
    Covers your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the policy effective date.
  • Medical Expense coverage is upgraded to Primary. 
    This plan will pay first, before any other collectible insurance.
  • Baggage & Personal Effects coverage is upgraded to Primary.
    This plan will pay first, before any other collectible insurance



Optional Coverage

Cancel For Any Reason
If the insured is prevented from taking the Trip for any reason not otherwise covered by the Policy, the insurer will reimburse the insured 50% of the prepaid, forfeited, non-refundable payments or deposits for the insured Trip arrangement(s) up to the Maximum Limit shown on the Schedule of Benefits, provided the following conditions are met:
(a) the insured purchases the Cancel for Any Reason benefit within 15 days of the date of the insured's initial Trip payment or deposit is paid and the cost of any subsequent arrangement(s) added to the same Trip are insured within 15 days of the date of payment or deposit for any subsequent Trip arrangements(s); and (b) this insurance coverage is purchased for the full cost of all prepaid Trip arrangements that are subject to cancellation penalties and/or restrictions; and (c) the Insured cancels the insured trip not less than 48 hours prior to the departure date

Medical Coverage Upgrade
An additional $50,000 of medical coverage per person will be applied if this benefit is selected and additional premium is paid. Total medical coverage per person will be $100,000.
Car Rental Collision Coverage
Covers cost of repairs for covered collision damage to a rental car, up to the limit of coverage ($35,000), for which the car rental contract holds you responsible. ($250 deductible)

Additional Flight Guard / Flight Accident Coverage
Select up to $500,000 in coverage against injury or loss of life while riding as a passenger on a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot.


This is only a brief description of the coverage(s) available under policy series T30337NUFIC.The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

Travel Guard - Platinum


Travel Guard

Travel Guard - Platinum

Plan Benefits

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Description of Coverage



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