Written by: Dan Drennen, Director of Sales and Marketing
Published: Aug 1, 2016
K.S. from Texas asks: I have booked a tour to Iran through a Canadian agency that requires travel insurance with $250,000 of medical and emergency medical evacuation coverage. I would like the medical coverage to be primary (first-payer) coverage. What plans do you have?
Thanks for the question, K.S. We do have trip protection plans with $250,000 of primary medical coverage, but unfortunately the underwriter will not accept Iran as a travel destination. It’s not unusual to see a disclaimer like this one during a travel insurance application when traveling to certain destinations.
However, we do have travel protection packaged plans offering $250,000 to $500,000 of secondary medical coverage that will insure a person traveling to Iran or the other countries listed above.
K.S. then informed me that she had several trips coming up in the next year. Our multi-trip coverage solution was a Patriot Multi-Trip International plan from International Medical Group. Her plan includes $1 million of secondary coverage (with a $250 deductible per illness) and covers her every time she leaves the states for trips up to 30 days in length. Her annual plan premium was only $200.
Had a great experience purchasing trip insurance. The agent was very friendly, helpful, and fully explained the different options. Will be back! - Robert K.