Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the United States) for five days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000 per person.
Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the United States) for five days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum.
Plan Information | ||
Medical Maximum per Policy: | $50,000, $100,000, $250,000, $500,000, $1 million *Persons aged 70-79 are eligible for the $50,000 or $100,000 plans only |
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Medical Deductible | $0 | |
Co-insurance per Policy: | 100% of Covered Expenses up to the policy maximum | |
Primary / Secondary | Primary | |
Medical Expense Benefits | (subject to Policy Maximum, Deductible and Co-Insurance) | |
Hospital Room and Board Charges: | The average semi-private room rate | |
ICU Room and Board Charges: | Three times the average semi-private room rate | |
Outpatient Medical: | Usual customary charge to the selected Medical Maximum | |
Emergency Medical Treatment of Pregnancy: | $2,500 per Policy Period | |
Mental or Nervous Disorders: | $2,500 per Policy Period | |
Physiotherapy/Physical Medicine/Chiropractic: | $50 per visit per day; up to 10 visits per Policy Period | |
Dental Treatment (injury or emergency alleviation of pain): | $500 per Policy Period | |
Doctor Visits, X-rays and Prescriptions, Ambulance: | Usual customary charge to the selected Medical maximum | |
Unexpected Recurrence of a Pre-existing Condition: | the first $20,000 of Covered Expenses up to age 65 or the first $10,000 for over age 65 | |
Benefit Period | 1 year from the dates of the Covered Accident or Sickness |
Additional Benefits | (not subject to Policy Maximum, Deductible or Co-Insurance) |
Accidental Death and Dismemberment Principle Sum: | $25,000 per adult - $10,000 per child |
Coma Benefit: | $10,000 |
Felonious Assault and Violent Crime: | 100% up to $50,000 |
Adaptive Home and Vehicle: | $5,000 |
Seat belt Benefit: | 10% up to $50,000 |
Airbag Benefit: | 10% up t0 $50,000 |
Hijacking and Air or Water Piracy: | Covered |
Emergency Medical Evacuation: | 100% up to $2 million |
Political/Natural Disaster Evacuation: | $25,000 |
Repatriation or Remains: | 100% up to $1 million |
Emergency Reunion: | $15,000 |
Return of Minor Child(ren) or Travel Companion: | $5,000 |
Hospital Confinement: | pays you $150 in addition to paying the hospital |
Basic Lost Baggage: | $1,000 per Policy Period |
Trip Cancellation: | 100% of the insured Trip Cost |
Trip Interruption: | 150% of the insured Trip Cost |
Trip Delay: | $1,000 per person - $100 daily limit - Covered after 12 hour delay |
Missed Departure: | 100% of the actual cost up to $1,000 - Covered after a 12 hour delay |
Loss of Passport: | Up to $250 |
Optional Benefits | ||
Enhanced Baggage | up to $3,500 | |
Upgrade AD&D | up to $1 million | |
Home Country Coverage/Follow Me Home Coverage | See benefit page 8 | |
Athletic Sports Coverage | See benefit page 9 | |
Hazardous Activities | See benefit page 8 |
For anyone traveling outside of their home country, but not visiting the United States.
Ages: up to age 79
Coverage from 5 to 180 days
Not available to residents of European Union countries.
Safe Travels Multinational Trip Protection Plan Documents
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