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International Life, Accident, and Accidental Death & Dismemberment Insurance

International Life Insurance, Accident (AD), and Accidental Death & Dismemberment (AD&D) Insurance is an important part of protecting your family's financial well being should you prematurely die or become disabled. These plans will pay you, your beneficiary, or your estate (if a beneficiary is not designated) a lump sum benefit (e.g. $500,000) should an accident results in your death, or the loss of a limb/eyesight. No one can predict when an accident will happen but you can be sure your loved ones will be financially secure should one occur.

We have a great selection of high quality insurance products underwritten by "A" rated insurance carriers and sold at very reasonable prices.

Compare these International Life, Accident, and Accidental Death & Dismemberment Insurance
Global Accident Protection 24/7 from Insuractive
Accidental Death & Dismemberment (AD&D) coverage, 24 hours a day, 7 days a week. More than just Flight Accident or Common Carrier coverage, this plan provides coverage for you, your loved ones, employees, business partner, or associates for Any Accident that may occur while traveling domestically, internationally, or at home. Benefit levels from US$250,000 up to US$1,000,000 Minimum policy issue length is 1 month. Coverage available for up to 12 months per policy.
Optional War Risk Rider (including Iraq or Afghanistan)
Optional Emergency Medical Evacuation
Optional Hazardous Activities Rider
Optional Athletic & Special Sports Rider.
Click here to view approximate costs per destination.
Available to All Nationalities Living Anywhere in the Worldwide
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High Limit Travel Accident Insurance from Global Underwriters
Single-trip or Annual Accident Insurance
(with optional War and Terrorism coverage)
Accident benefits from US$100K to US$20 Million. Additional optional coverages include: nuclear, biological and chemical coverage, dismemberment and disability, and choice of 24-hour, common carrier and flight-only coverage.
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LiaisonĀ® Traveler from Seven Corners, Inc
Liaison Traveler Insurance provides excellent travel accident coverage that includes 24hr Accidental Death and Dismemberment (with No Exclusion for Terrorist Events), Emergency Medical Evacuation, Repatriation of Mortal Remains, Emergency Reunion, Return of Minor Child, Political Evacuation & Repatriation ,Trip Interruption and Lost Baggage protection.
Available Worldwide
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Single Trip Travel Accident Elite from Insuractive
$250,000 ($20), $500,000 ($35), or $1,000,000 ($59)
Common Carrier Accidental Death Insurance for your round trip. Also included are $10,000 for Emergency Medical Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance services.
Acts of Terrorism Covered. Acts of War Excluded
(US residents only)
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Annual Travel Accident Elite from Insuractive
$500,000 ($79) or $1,000,000 ($119)
Annual Common Carrier Accidental Death Insurance provides coverage for your travel on any Licensed Public Transportation domestic or worldwide. Also included are $10,000 Emergency Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance services
Acts of Terrorism Covered. Acts of War Excluded
(US residents only)
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Business Travel Accident (BTA) from Global Underwriters
Many U.S. companies and corporations choose to minimize the potential liability they face in regards to employees that travel by purchasing Business Travel Accident (BTA) insurance. Travel has become an absolute necessity in our new global economy. Each day, thousands of salespeople, technicians, and other employees take to the road or sky to do their jobs. BTA coverage can be applied to air travel only, business travel only, or can be used for 24 hour business and/or pleasure coverage. The core components of BTA insurance is Accidental Death and Dismemberment however Medical Benefits (Accident & Sickness) may also be included. Some policies can even be amended to cover on-premises (at the office/factory) coverage. Premiums are paid by the employer, but benefits are paid directly to employees or their beneficiaries.
Available to U.S. based companies.
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Defense Base Act Insurance from Insuractive
Workers compensation for contractors is mandatory under the U.S. Defense Base Act (DBA) of 1941. This coverage applies to both U.S. workers and any foreign subcontractors who are not covered under their own country''s workers compensation laws. The U.S. Government requires that employees hired by contractors and subcontractors to work on international government contracts be protected by Defense Base Act (DBA) coverage, regardless of their assignment and/or location.
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Security First Travel Accident War Risk Insurance from Insuractive
Standard, Enhanced, or Long Term War Risk Insurance plans for Non-Governmental Organizations providing up to US$300,000 of 24-Hour Accidental Death insurance plus US$100,000 Emergency Evacuation and US$25,000 Repatriation of Remains. Benefits include coverage for Acts of War & Terrorism, including Nuclear, Chemical, and Biological weapons.
(Available to all Nationalities)
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Compare these International Life, Accident, and Accidental Death & Dismemberment Insurance
News

Drug violence prompts U.S. Travel Warning for Mexico
The U.S. State Department frequently issues warnings and advisories for regions and countries that are particularly dangerous. Escalating drug violence in rural Mexico regions has led to the most recent warning, urging those traveling to Mexico to "understand the risks" that the gang warfare entails. Those who plan on taking a Mexico vacation should be sure that they have a travel insurance plan to protect them in case of nightmare scenarios. More



A hippo safari in Kenya
While safaris are a fantastic and unique way to spend a vacation in Africa, they can also occasionally be dangerous. Everybody knows not to antagonize lions and elephants, but some animals, like hippopotamuses, are more threatening than they first appear. Those going on a safari on their next vacation should make sure that their travel insurance plan protects them in case of an accident. If one is injured in a remote region, airlift ambulance services can be quite costly. More



Tourist boat in Philadelphia tips over
Two people are missing after a tourist boat on the Delaware River in Philadelphia tipped over, highlighting the unexpected dangers that can occur when traveling even in non-threatening areas. More



AOL names most risky honeymoon spots
Honeymoons are a great time to book an extended vacation in a beautiful location. While newlyweds spend some much-needed time together and celebrate the end of wedding planning, they don't want to be worrying about what might happen to their fragile finances in case of theft or accident. With that in mind, traveling couples may want to consider adding travel insurance to their registry. More



Yellowstone grizzly bear kills hiker
A grizzly bear killed a man just outside Yellowstone National Park, highlighting the dangers of hiking near wild animals. Those who plan to hike on their vacations may want to consider looking at travel insurance plans that include medical expenses or life insurance policies. More



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Frequently Asked Questions
Can I buy two AD&D policies and have the twice the coverage?
You may purchase two policies but they would have to be issued by two separate underwriters. Each underwriter will limit his or her risk to cover only the maximum amount offered for one policy.

Do AD&D policies provide coverage for a terrorist incident?
Yes they do. A terrorist incident is defined as an act of violence (that is not an act of war, declared or undeclared) that results in loss of life by any person acting on behalf of or in conjunction with any organization which is generally recognized as having intent to overthrow or influence the control of any government. Acts of War coverage is also available through High Limit Accident Insurance plans or through our Security First War Coverage plan.

What is the difference between AD&D coverage and Life Insurance?
AD&D insurance pays when an accident results in your death or the loss of a limb or the loss of your eyesight. Life Insurance is a contract between an insurance company and an individual, generally guaranteeing payment to the beneficiary(ies) if the insured dies during the policy term.

What countries are considered War Risk Area 1 Countries?
Iraq, Afghanistan, Pakistan, Israel (West Bank & Gaza Strip), Iran, Somalia, Chechnya, North Korea, Palestinian Territories, Yemen


Do you have your own questions? Give us a call or send us an email.