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International Life, Accident, and Accidental Death & Dismemberment Insurance

International Life Insurance, Accident (AD), and Accidental Death & Dismemberment (AD&D) Insurance is an important part of protecting your family's financial well being should you prematurely die or become disabled. These plans will pay you, your beneficiary, or your estate (if a beneficiary is not designated) a lump sum benefit (e.g. $500,000) should an accident results in your death, or the loss of a limb/eyesight. No one can predict when an accident will happen but you can be sure your loved ones will be financially secure should one occur.

We have a great selection of high quality insurance products underwritten by "A" rated insurance carriers and sold at very reasonable prices.

Compare these International Life, Accident, and Accidental Death & Dismemberment Insurance
Global Accident Protection 24/7 from Insuractive
Complete Accidental Death & Dismemberment (AD&D) coverage. More than just Flight Accident or Common Carrier coverage, this plan covers you 24 hours a day for Any Accident that may occur during your trip. Benefit levels range from US$250,000 up to US$1,000,000. This policy is issued in monthly increments from 1 month up to 12 months. Optional coverage''s include: *Optional War Risk Rider (including Iraq or Afghanistan) - *Optional Emergency Medical Evacuation - *Optional Hazardous Activities Rider - *Optional Athletic & Special Sports Rider.
Available Worldwide
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High Limit Travel Accident Insurance from Global Underwriters
Single-trip or Annual Accident Insurance
(with optional War and Terrorism coverage)
Accident benefits from US$100K to US$20 Million. Additional optional coverages include: nuclear, biological and chemical coverage, dismemberment and disability, and choice of 24-hour, common carrier and flight-only coverage.
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Liaison® Traveler from Seven Corners, Inc
Liaison Traveler Insurance provides excellent travel accident coverage that includes 24hr Accidental Death and Dismemberment (with No Exclusion for Terrorist Events), Emergency Medical Evacuation, Repatriation of Mortal Remains, Emergency Reunion, Return of Minor Child, Political Evacuation & Repatriation ,Trip Interruption and Lost Baggage protection.
Available Worldwide
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Single Trip Travel Accident Elite from Insuractive
$250,000 ($20), $500,000 ($35), or $1,000,000 ($59)
Common Carrier Accidental Death Insurance for your round trip. Also included are $10,000 for Emergency Medical Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance services.
Acts of Terrorism Covered. Acts of War Excluded
(US residents only)
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Annual Travel Accident Elite from Insuractive
$500,000 ($79) or $1,000,000 ($119)
Annual Common Carrier Accidental Death Insurance provides coverage for your travel on any Licensed Public Transportation domestic or worldwide. Also included are $10,000 Emergency Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance services
Acts of Terrorism Covered. Acts of War Excluded
(US residents only)
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Business Travel Accident (BTA) from Global Underwriters
Many U.S. companies and corporations choose to minimize the potential liability they face in regards to employees that travel by purchasing Business Travel Accident (BTA) insurance. Travel has become an absolute necessity in our new global economy. Each day, thousands of salespeople, technicians, and other employees take to the road or sky to do their jobs. BTA coverage can be applied to air travel only, business travel only, or can be used for 24 hour business and/or pleasure coverage. The core components of BTA insurance is Accidental Death and Dismemberment however Medical Benefits (Accident & Sickness) may also be included. Some policies can even be amended to cover on-premises (at the office/factory) coverage. Premiums are paid by the employer, but benefits are paid directly to employees or their beneficiaries.
Available to U.S. based companies.
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Kidnap, Ransom and Extortion Insurance from Global Underwriters
Kidnap and extortion are very real and growing threats throughout the world. While the most vulnerable companies to kidnapping are those that have employees based or travelling overseas, organizations that have high profiles, handle large amounts of cash, or work with sensitive information are also at risk. Companies need to prepare for these threats. Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also provides the services of leading crisis management and security consultants to manage incidents in conjunction with the policyholder.
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Defense Base Act Insurance from Insuractive
Workers compensation for contractors is mandatory under the U.S. Defense Base Act (DBA) of 1941. This coverage applies to both U.S. workers and any foreign subcontractors who are not covered under their own country''s workers compensation laws. The U.S. Government requires that employees hired by contractors and subcontractors to work on international government contracts be protected by Defense Base Act (DBA) coverage, regardless of their assignment and/or location.
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Security First Travel Accident War Risk Insurance from Insuractive
Standard, Enhanced, or Long Term War Risk Insurance plans for Non-Governmental Organizations providing up to US$300,000 of 24-Hour Accidental Death insurance plus US$100,000 Emergency Evacuation and US$25,000 Repatriation of Remains. Benefits include coverage for Acts of War & Terrorism, including Nuclear, Chemical, and Biological weapons.
(Available to all Nationalities)
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FlightGuard AD&D from Travel Guard
$100,000 ($14), $200,000 ($23), $300,000 ($32), $400,000 ($41),
$500,000 ($50)
Flight Guard® is Accidental Death and Dismemberment (AD&D) insurance which provides coverage for you and your family. This flight insurance is coverage for the entire duration of your trip while you are flying on commercial airlines worldwide.
(Available to US and Canadian residents)
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International Life Insurance from Insuractive
Guaranteed renewable term life insurance for individuals and groups. Covers all nationalities - including expatriates, missionaries, employees and contractors. Simplified underwriting, no medical exam and no blood test.
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Compare these International Life, Accident, and Accidental Death & Dismemberment Insurance
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Frequently Asked Questions
What countries are considered High Risk?
Afghanistan, Chechnya, Egypt, Iran, Iraq, Israel (West Bank & Gaza Strip), Indonesia, Ivory Coast, Jordan, North Korea, Kuwait, Lebanon, Macedondia, Oman, Pakistan, Philippines, Qatar, Saudi Arabia, Somalia, Sri Lanka, Sudan, Syria, Turkey, United Arab Emirates, Uzbekistan, Venezuela, Yemen.

Do AD&D policies provide coverage for a terrorist incident?
Yes they do. A terrorist incident is defined as an act of violence (that is not an act of war, declared or undeclared) that results in loss of life by any person acting on behalf of or in conjunction with any organization which is generally recognized as having intent to overthrow or influence the control of any government. Acts of War coverage is also available through High Limit Accident Insurance plans or through our Security First War Coverage plan.

Can I buy two AD&D policies and have the twice the coverage?
You may purchase two policies but they would have to be issued by two separate underwriters. Each underwriter will limit his or her risk to cover only the maximum amount offered for one policy.

Can I buy Annual Travel Accidental Elite plans for my employees? They travel extensively throughout the year.
Yes you may. Many companies purchase the Annual Travel Accident Elite plan for their employees and include it as part of their employee benefits package. In addition, more and more life insurance agents are also recognizing this as an inexpensive way to enhance a client’s insurance portfolio.


Do you have your own questions? Give us a call or send us an email.

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